Licensed mortgage broker · NMLS# 2429343
Luxe service. Great mortgage rates. We shop your loan with multiple lenders and make them compete for your business, so you get a competitive rate and a loan built around your goals.
Pick a goal to get started. It takes about 2 minutes.
Prefer to talk? Call or text 516-234-0289
How it works
A streamlined process with a licensed broker in your corner from the first call to closing day.
Tell us about your goals in a few minutes online or by phone. We shop your scenario across our lender network.
Compare clear, side-by-side options. We handle the paperwork, underwriting, and lender negotiation for you.
Review your final numbers with no surprises, sign, and get the keys. We stay with you long after closing.
Loan programs
First home, forever home, investment property or retirement: we match you with the right program from a wide network of lenders.
The most popular way to buy a home
Conventional loans follow Fannie Mae and Freddie Mac guidelines and aren’t backed by a government agency. Strong credit is rewarded with better pricing, and the mortgage insurance on a low-down-payment loan can be removed once you build enough equity.
Flexible credit, low down payment
Insured by the Federal Housing Administration, FHA loans open the door for buyers who are still building credit or savings. Guidelines are more forgiving of past credit events and higher debt-to-income ratios.
An earned benefit for those who served
Guaranteed by the U.S. Department of Veterans Affairs, VA loans let eligible veterans, service members and surviving spouses buy with no down payment and no monthly mortgage insurance.
Financing for luxury and high-cost markets
Jumbo loans finance amounts above the conforming loan limits set each year by the FHFA, which is common in high-cost areas like Long Island, New York City, California and South Florida.
Tap your equity, keep your first mortgage
Draw funds as you need them with a HELOC, or take a lump sum with a fixed-rate home equity loan, all while keeping your current first mortgage and its rate in place.
Financing for investors, flippers and builders
DSCR rental loans that qualify on the property’s income, fix-and-flip loans for the purchase and renovation, and ground-up construction financing. Qualify on the deal, not your tax returns.
Mortgage calculator
Move the sliders to see how price, down payment, rate and term change your payment.
$3,445
This calculator provides estimates for informational purposes only. Your actual loan terms may vary. Please consult with a qualified mortgage professional for personalized financial advice.
The LuxeRates difference
Meet your advisor
Matt Robinson is a highly skilled and dedicated mortgage professional with a passion for helping his clients achieve their homeownership dreams.
Whether you’re a first-time homebuyer, seasoned homeowner, or an investor, Matt has the expertise and dedication to help you achieve your financial goals.
The LuxeRates Guide
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A recent study by Polygon Research, supported by Willow Canyon Advisors and United Wholesale Mortgage (UWM), reveals that consumers save an average of…
Get a custom rate quote from a licensed broker. No obligation, and we’ll shop multiple lenders for you.